The Smart Divorce® Weblog

Move forward with focus, hope, and confidence.


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What You Need to Know About Real Estate During Divorce

Many people transitioning through a divorce want to distance themselves from the other party as quickly as possible and this can result in poor, and ultimately  expensive, mistakes. Prematurely paying off  joint credit cards, selling personal property, and buying or selling real estate are some examples that require extreme caution prior to the final settlement.

Buying a new home is a common first step to cleanse a person of the divorce experience. They want to leave the marital home and strike out on their own, make a fresh start and solidify their independence. What better way to express their new situation than to create an oasis in the form of a new home.

Divorce Real Estate Specialist, Joan Rogliano joins us to discuss the up and downside of real estate during divorce.  Divorce Consultant, Deborah Moskovitch joins the show as well adding her expert opinion.  If you are going through the process of divorce and own real estate, this is a “must hear” show.

For more on Joan Rogliano, visit: www.RoglianoRealEstateGroup.com and www.wildflowerwomensfoundation.org.

To listen and download this interview click here


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Divorce Proofing the Family Business

Breakups can taken an emotional and financial toll on the extended family 

Divorce or the breakdown of a relationship is an extremely emotional process. People are often confused, filled with fear and unsure of how to navigate the process. Their world is turned upside down, triggering unsettling and distressful emotions. The effects of the emotional distress and the impact on extended family can be devastating.

Close to 50 per cent of marriages in North America end in divorce. The divorce rate rises to a staggering 60 per cent and higher for subsequent divorces by these same individuals. Clearly, we need to employ strategies that will get everyone, including those caught in the middle — often the children — off the “divorce-go-round” and on to a better life. We need to encourage healthy new beginnings, even when divorce looks like an end.

While divorce is often seen as a personal matter, when a Family Business is involved, divorce suddenly becomes everyone’s business. It is not uncommon for the effect of divorce to bog down the extended family unit, creating complications, reduced productivity, distress and even dissention amongst family members. And, while you might have many high net worth clients whose family businesses might be affected, a Family Business does not have to be a multimillion-dollar enterprise to be a concern to family members.  There are numerous family business that generate a more modest income, yet support a number of families within the extended family unit.

For most people going through divorce, the largest assets are usually the marital home, perhaps an RRSP, pension and some investments.  However, when there is a Family Business – that business is usually one of the largest and most significant (marital) assets.  And, it’s an issue whatever the position of the soon to be divorcee  — whether an employee, partner, participant, Board member, shareholder, or beneficiary.   It is not uncommon for a family’s wealth, net worth and income to be tied together, and the principal asset for all family members.

Click on the link to view the whole article Divorce Proofing the Family Business


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Blog now added to Law Blogs!

My blog has recently been added to Law Blogs, which is part of one of the largest networks of blog directories on the Web. Please visit my blog’s personal page to vote for my blog and comment to other blog users.


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The Family Support Expo is coming to Toronto!

Don’t miss out on the 1st annual Family Support Expo  — Raising Awareness, Reducing Stigma Separation and Divorce The Toronto International Centre will be the home of the Family Support Expo on October 20 -21, 2012

Supporting families in transition, from pregnancy through adolescence and beyond!

The first North American expo bringing together all of the resources needed to support families dealing with Separation & Divorce, Medical, Mental Health, and other lifestyle issues.

The Family Support Expo is for parents, grandparents, caregivers, children and professionals.  The Expo provides information to help build and support a healthy family.

Exhibitors will showcase a variety of services and products and will offer access to community resources, organizations and experts in the industry.

All families experience challenges. Whether it is a child struggling with a medical issue or special need, a senior suffering from an illness, a family on the heels of divorce or separation, or another serious challenge – you are not alone and help is available.

The Expo seeks to revolutionize how families deal with these challenges.

The 3 general areas of focus for the Expo are:

Within these three areas there are many sub-categories.

Separation & Divorce

  • Help finding a professional (Family Mediator, Family Lawyer, Accountant, Real Estate Agent, mortgage broker, etc.)
  • Education and resources to help your family moving forward

Please stop by my booth, Deborah Moskovitch – The Smart Divorce and Divorce Coach, where I will be speaking and selling my resources helping individuals through their divorce  — maintaining their sanity, cutting down on legal costs, and helping to manage the divorce process in a healthier and happier way.

I will also be participating in a panel discussion with Toronto’s leading divorce professionals and moderated by Breakfast Television’s very own Kevin Frankish.

Don’t miss out on this new and unique event.  While the Expo cannot guarantee solutions to all areas of challenge, it stands to provide families with actionable advice and support that will leave them hopeful and optimistic moving forward.

For more information visit: http://familysupportexpo.com


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Be Creative with Your Mediation

New on The Smart Divorce on Divorce Source Radio:

We welcome back our guest, Mark Baer (http://www.markbaeresq.com/), a family law attorney, mediator, and collaborative law practitioner in Pasadena, California and who has been practicing for twenty years.  Mark shares his opinions and views about the family law system, how it can be better and provide more creative ways on getting through divorce.  Deborah Moskovitch, Steve Peck and Mark explore a variety of concepts regarding mediation.  This program isn’t just a standard outline of mediation, but shakes it up a little in this controversial and lively discussion.

 

Divorce Mediation

Mark Baer

How do you think outside the box in mediation? Mark Baer encourages you to ponder as we discuss:

  • The way in which bias impacts family law litigation
  • Why “evaluative mediation” is not really mediation, even though most lawyers and judicial officers believe otherwise
  • Whether family law attorneys should have higher ethical obligations than other attorneys
  • Funding your children’s college/university education when child support isn’t enough or stops
  • What money represents

There seems to be a major disconnect between the way the public views mediation and how the attorneys and judicial officers view as mediation.  This is a conversation that is steeped in controversy.  Tune in and then let us hear your thoughts on our Facebook fan pages…and don’t forget to like us.   The Smart Divorce http://www.facebook.com/pages/The-Smart-Divorce/202908933137654 and www.Facebook.com/DivorceSourceRadio


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Resolve Custody Conflicts in Divorce

New on The Smart Divorce – Resolve Custody Conflicts in Divorce

You can protect your kids through Divorce Without Dishonor, and our guest, Mike Mastracci tells us how to resolve custody conflicts in divorce.  Author and lawyer, Mike Mastracci is a nationally recognized family law attorney and mediator with over 20 years of professional experience. He is the author of STOP Fighting Over the Kids, Resolving Day-to-Day Conflict in Divorce Situations.  (To receive a FREE copy of Mike’s book, send your request to: DivorceSourceRadio@gmail.com and the E-book will be emailed to you.)

Stop fighting over the kidsIn addition to his legal, collaborative and mediation skills, Mastracci brings much more to the table: with an insightful, kind and helpful approach. He shares his personal child custody issues and challenges to better serve you in solving your legal, practical, parental, and situational problems.

Mr. Mastracci through his common sense approach provides insight, strategies and an invaluable understanding of Court, costly custody battles. Mastracci encourages divorcing couples to educate themselves in the Collaborative Divorce method whereby they can demonstrate by their words and actions that they love their children more than they may dislike their ex. Mike will frankly tell you that contested divorce and child custody litigation is more often than not a waste of time, money and emotional wear and tear.
Mastracci is committed to preserving parent-child relationships.

To hear this interview, click on the link http://www.divorcesourceradio.com/resolve-custody-conflicts-divorce/


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The Smart Divorce Audio Series Now Available

Get through your divorce as you save time, money – and your sanity! One low price gives you the complete Smart Divorce ToolKit –audios and Smart Guides – a cost-effective way to reduce stress as you help clients and manage the divorce process.

Endorsed by judges, lawyers and mental health professionals, The Smart Divorce ToolKit provides guidance and information from leading family law lawyers, mental health professionals, and parenting experts, well versed on the needs of those in the divorce process. This one smart package makes it uncomplicated and effortless to understand.

Reassuring, informative and easy to listen to, The Smart Divorce  Smart Audios offer more than 2.5 hours of presentations, full of insightful tips and strategies to help you navigate this difficult time.

Deborah Moskovitch educates listeners about the divorce process and provides practical information on getting through it with focus, hope and confidence. She teams with psychologist Dr. Robert Simon , an expert on divorce, relationships and families – with a special focus on children of divorce and custody conflicts.

Audio 1 – The Emotional Divorce

Understand that every divorce has two sides: legal and emotional. The Smart Divorce Audio 1 gives you strategies and tips for coping in healthy ways with your emotions, so you can make clear-headed decisions for your children and yourself. (37.24 minutes)

Audio 2 – The Legal Divorce

Empower yourself by knowing what’s ahead. The Smart Divorce Audio 2 helps you understand how to organize, prepare and work towards a realistic, favorable outcome for you and your family. From selecting the right legal advocate to exploring other divorce options, The Legal Divorce helps you manage the practicalities and take charge of the process. (45.24 minutes)

Audio 3 – Smart Co-Parenting: Putting Your Children’s Best Interests First

Help your kids think of themselves as regular kids, not the children of divorce. The Smart Divorce Audio 3 helps you understand what they are going through, and talk to your children about the divorce. Learn the challenges and issues of co-parenting, and how to make it work. Move forward, maintaining positive connections with your children. (40.61 minutes)

Audio 4 – Rebuilding Your Life Post Divorce

Divorce is a hugely emotional time. But it’s also an opportunity to reevaluate your life and make it better than it was before your divorce. The Smart Divorce Audio 4 helps you embrace an uncertain future, and move forward with focus, hope and confidence. It gives you coping strategies for dealing with your former partner, and ways to develop your most important and lasting relationship: with yourself. (33.66 minutes)

For more information and to buy these informative videos click on the link:

http://www.cdbaby.com/Artist/DeborahMoskovitchAndRobertASim

If you would like to learn more about this unique and innovative program, and how it may help you, please contact Deborah Moskovitch at The Smart Divorce by emailing info@thesmartdivorce.com, or call 905.695.0270.


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Save Time, Money and Your Sanity When Going Through Divorce

Want to learn more about The Smart Divorce Resource ToolKit, listen in as Steve Peck and I talk about how to have The Smart Divorce.

The very word “divorce” conjures up fear, sadness, anger, confusion and, for some, relief.  But the reality of what divorce really looks like and means with all of its implications are not always clear.  With close to 50% of marriages ending in divorce, we need to better employ strategies that will keep everyone, including those caught in the middle – often the children – moving towards a better life. Divorce can be a beginning even if it looks like an end.

No matter who you are, what your finances look like, whether you have children or working through issues, divorce can be complex and complicated, but it doesn’t need to be.  Almost all of us have questions, deal with problems and are faced with the myriad of concerns as we navigate the maze of divorce.

Hear Deborah Moskovitch and Steve Peck discuss the concerns and questions most of us have through divorce and the importance of making smart decisions – all with the help of The Smart Divorce Resource ToolKit.

Topics include:

  • The emotional, legal and finances of divorce
  • Smart Co-Parenting
  • Rebuilding your life to build a better future
  • Coping with divorce in the workplace
  • Understanding workplace stress
  • How organizations can help employees  stay mindful on the job

“Like” Divorce Source Radio on Facebook between February 8-15 to enter your name in a draw to win a copy of The Smart Divorce Resource ToolKit. 

But, even if you don’t win the free ToolKit, it’s still a win, email info@thesmartdivorce.com to place an order and mention you heard about it on Divorce Source Radio to receive a 10% discount! To preview the program click on the link – http://wp.me/pbONe-gF

Click on the link to listen to this most valuable interview ad learn how you can save time, money and your sanity on the way to a Smart Divorce.

http://www.divorcesourceradio.com/save-time-money-and-your-sanity-when-going-through-divorce/


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The Financial Realities of Divorce

The Finances of Divorce

A client came into my office the other day in tears. She was just about to sign papers to purchase her new home, but was now feeling unsure of her decision. My client was in the middle of negotiating her financial agreement and wanted to prepare herself for the fresh start she desired once her divorce became final.

After a few more tears and 30 minutes of talking, she began to understand how the “emotional divorce” could impact “the legal divorce.” What this means is that there are two sides of divorce to wade through — the emotional and the legal. Divorce is upper-case Emotional, and if not managed properly, it can wreak havoc on the legal process and financial outcomes. While it would be really nice if the two elements could be handled one after the other — you could spend a few years dealing with the emotional issues, and then, heart and head clear, go through the legal process — but the truth is that emotions and legal processes cannot be clinically separated, and usually have to be managed at the same time.

To read the rest of my article which appeared on The Huffington Post, click on the link

http://www.huffingtonpost.com/deborah-moskovitch/the-finances-of-divorce_b_1214050.html